PROGRAMS CURRENTLY AVAILABLE TO FIRST TIME HOMEBUYERS

1. FHA insured 3.5% DOWNPAYMENT   Rehab funds available 550+FICOscore required.
   
2. FHA and Fannie Mae Current rate    5.50%  0 pt.(6.461%APR)        ,   4.875 2 pt.(5.110% APR)  (min 650FICO)
   
3. FNMA- Conventional 10% down. Excellent credit required 680+.
4. 100% financing   NO MONEY DOWN! USDA rural area only. Check online map or call for availability in your area if you are about 30-40 miles out of the closest large city.
5. Lease/Option, rent to own,
6. Land Contract-5% down  call for availability.
7. $8,000 FEDERAL TAX CREDIT available thru November 30, 2009. If the home purchased is $80,000 or less the TAX CREDIT is 10% of the purchase price.

PLEASE CALL NOW FOR PRE-QUALIFICATION LETTER

call  Chris Tolmasov 1-248-552-6607 x 156

MI State Licensed Loan Originator- George Hunter 734-834-2491